Will Banks Be Closed in October 2025? Check RBI, Bank Holidays Calendar

The month of October 2025 is packed with festivals, national events, and regional celebrations that will directly impact banking operations across India. From Gandhi Jayanti to Durga Puja, Dussehra, Diwali, and Chhath Puja, several important dates have been declared as bank holidays by the Reserve Bank of India (RBI) under its holiday schedule.

If you are planning banking transactions, business activities, or travel in October 2025, it is essential to know when banks will remain closed. This detailed guide provides the complete list of bank holidays in October 2025, state-wise breakdown, and key festival dates.

Why Bank Holidays in October 2025 Are Important?

October is one of the busiest months for festivals in India. Banks will remain closed in different states on different dates depending on the cultural and regional significance of each holiday. While online banking services (net banking, UPI, and ATMs) will continue to operate, physical bank branches will remain shut on these days. Knowing the bank holiday list in advance helps customers avoid inconvenience while planning withdrawals, deposits, cheque clearances, or other important transactions.

Major Bank Holidays in October 2025

Here’s a look at the biggest festivals and national holidays in October 2025 that will impact banking operations across India.

• October 2, Thursday – Gandhi Jayanti
  
  1. Occasion: Birth anniversary of Mahatma Gandhi
     Holiday across all states and Union Territorie
     
  One of the three official national holidays in India
  
• Durga Puja & Vijayadashami (Dussehra)
  
  
  1. Dates: October 1 (Mahanavami) and October 2 (Vijayadashami
     
  • States observing: Bihar, Karnataka, Kerala, Maharashtra, West Bengal, and more
• Lakshmi Puja
  
  
  1. Date: October 6, Monday
     
  1. States: Odisha, Punjab, Sikkim, Tripura, West Bengal
     
• Diwali Festival
  
  
  1. Dates: October 20–22
     Celebrated across almost all states in different forms such as Naraka Chaturdashi, Lakshmi Puja, and Vikram Samvat New Year
     
  • States with Diwali holidays: Gujarat, Maharashtra, Karnataka, Uttar Pradesh, Delhi, and more
    
• Chhath Puja
  
  
  1. Dates: October 27–28
     
  • States: Bihar, Jharkhand
    
• Kali Puja & Sardar Patel Jayanti
  
  
  1. Date: October 31
     
  • States: West Bengal (Kali Puja), Gujarat (Sardar Patel Jayanti), Delhi (Diwali observance)

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Complete List of Bank Holidays in October 2025

Below is the day-by-day list of bank holidays in October 2025 along with the states where they will be observed:

October 1, Wednesday

• Occasion: Mahanavami
  
• States: Bihar, Jharkhand, Karnataka, Kerala, Meghalaya, Nagaland, Odisha, Sikkim, Tamil Nadu, Telangana, Tripura, West Bengal

October 2, Thursday

• Occasions:
  
  
  • Gandhi Jayanti (All India)
    
    Mahalaya (West Bengal)
    
  • Vijayadashami (Bihar, Karnataka, Kerala, Maharashtra, Meghalaya)

October 6, Monday

• Occasion: Lakshmi Puja
  
• States: Odisha, Punjab, Sikkim, Tripura, West Bengal

October 7, Tuesday

• Occasion: Maharishi Valmiki Jayanti
  
• States: Haryana, Himachal Pradesh, Karnataka, Kerala, Madhya Pradesh, Punjab

October 20, Monday

• Occasions:
  
  
  • Diwali (Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Gujarat, Karnataka, Maharashtra, Meghalaya, Nagaland)
    
  • Naraka Chaturdashi (Karnataka, Kerala)

October 21, Tuesday

• Occasion: Diwali
  
• States: Andhra Pradesh, Bihar, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Mizoram, Nagaland, Odisha, Punjab, Sikkim, Tamil Nadu, Telangana, Tripura

October 22, Wednesday

• Occasions:
  
  
  • Diwali (Haryana, Karnataka, Maharashtra, Rajasthan, Uttarakhand, Uttar Pradesh)
    
  • Vikram Samvat New Year (Gujarat)

October 23, Thursday

• Occasion: Bhai Dooj
  
• States: Gujarat, Sikkim, Uttarakhand, Uttar Pradesh

October 24, Friday

• Occasion: Ningol Chakouba
  
• State: Manipur

October 27, Monday

• Occasion: Chhath Puja
  
• States: Bihar, Jharkhand

October 28, Tuesday

• Occasion: Chhath Puja
  
• State: Bihar

October 31, Friday

• Occasions:
  
  
  • Kali Puja (West Bengal)
    
    Birthday of Sardar Vallabhbhai Patel (Gujarat)
    
  • Diwali (Delhi and nearby regions)

Impact of Bank Holidays on Banking Services

Even though bank branches will remain closed, customers can continue to access services through:

• Online banking (Net banking & Mobile apps)
  
• UPI transactions (Google Pay, PhonePe, Paytm, etc.)
  
• ATMs for cash withdrawal

However, services like cheque clearance, demand drafts, locker access, and in-person account-related requests will not be available during these holidays.

Tips to Manage Banking During October 2025 Holidays

1. Plan in Advance: If you need cash withdrawals or cheque clearance, complete them before the holidays.
   
2. Use Digital Banking: Rely on UPI and mobile wallets for transactions.
   
3. Schedule Payments: Set up automatic bill payments to avoid delays.
   
4. Keep Emergency Cash: Especially if you live in areas with limited ATMs.

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Conclusion

The month of October 2025 is full of major festivals like Gandhi Jayanti, Durga Puja, Diwali, and Chhath Puja, making it one of the longest stretches of bank holidays in India. With multiple state-specific holidays, it is crucial to stay updated with the bank holiday calendar to avoid inconvenience.

Whether you are a salaried employee waiting for salary credit, a business owner planning vendor payments, or a customer needing to visit the bank, being aware of the October 2025 bank holiday list will help you plan better. Stay prepared, enjoy the festive season, and use digital banking channels wherever possible for smooth financial transactions.

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